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*Rates effective May 18, 2023. The Annual Percentage Yield (APY) is accurate as of the publication date. Rates, terms and conditions subject to change without notice. APY assumes interest is redeposited and remains on deposit until maturity. A withdrawal of interest will reduce earnings. Interest begins to accrue on the business day you deposit noncash items (for example, checks) into your account. Early withdrawal penalties may apply. No additional deposits allowed until maturity. Contact a Bank Representative for additional information. Minimum of $100,000 to open. Online account opening subject to application approval; Must be at least 18 years old to open an account online. Maximum deposit for accounts opened online is $500,000.